The Merchant Solutions has been at the leading-edge of electronic forms of payment for many years. Credit card processing is at the core of our business, and we securely and accurately process billions in transaction volume every year. Our payment solutions enable you to quickly and easily accept credit cards no matter what business you are in.

The Merchant Solutions advantages

Help improve your cash flow and increase sales with credit card acceptance. With the capability for next-day funding for Visa, MasterCard, Discover and American Express, The Merchant Solutions provides secure data transactions and fraud protection to make credit card acceptance easy and secure.

Debit cards are one of the fastest growing payment methods today. The Merchant Solutions offers you signature or PIN-secured debit card acceptance to help increase revenue, maximize cardholder satisfaction and streamline your operations. Customers can access cash, buy goods, pay bills or use electronic benefits from government assistance programs.

The Merchant Solutions Advantages

You’ll be able to provide customers with a quick and secure way to pay and have the ability to offer cash back with a purchase. For the customer, this means time savings with fewer trips to the ATM. We have a wide range of debit acceptance POS equipment options for you to choose from.

• 99.99% up-time
• Transaction approvals in 1.9 seconds or less
• Compliance with all applicable card industry standards
• Flexible product and pricing options to best meet your business needs
• Automatic electronic deposits
• Online detailed reporting

How would your business improve if you had better access to working capital?

Traditional small business lending sources have virtually dried up as a result of the financial crisis, with billions less in small business loans contracted in the last two years. If you have been forced to rely on credit cards to augment cash flow, a less costly option is available through Merchant Cash Advance program.

How does it work?

• Simply sign Merchant Cash Advance contract, agreeing to sell a portion of your future credit card sales at a discount and receive a lump sum cash payment
• A specified percentage of your credit card sales are remitted to repay the Cash Advance during your standard settlement process each day
• The specified percentage is a fixed amount and may only change upon mutual agreement

You have complete flexibility on putting your cash advance funds to work:

• Renovate
• Replenish inventory
• Expand
• Upgrade equipment
• Website development

Tap into new funds quickly and easily

With a simple, one page application form and no application fees, you can make use of cash advance funds in as little as 3-5 days.

• High approval rates
• Minimal documentation requirements
• Speedy funding
• Unlike a loan, no fixed payment schedule